Child Corpus Planner

Build a major corpus for your child's future milestones. Calculate target savings with CAGR growth and inflation.

Parameters
₹
₹ Yrs
Yrs
%
Calculated Results
Inflated Target Corpus -
Required Monthly SIP -
Required Lump Sum -
Compounding
Inflation
%
Visual Projection
Invested
Corpus
Real Value
Yearly Breakdowns
YearBeginning BalanceWithdrawnInterest EarnedEnding Balance
1        
2        
3        
4        
5        
6        
7        
8        
9        
10        

Child Milestones Wealth Planning

Estimate targets for major milestones (weddings, business capital, downpayment gifts) at child milestone ages.

Formula & Mathematical Approach

Models the growth of a child's future support fund (for education, marriage, or starting a business) and required contributions.

Future Goal=Current Cost×(1+Inflation100)Years\text{Future Goal} = \text{Current Cost} \times \left(1 + \frac{\text{Inflation}}{100}\right)^{\text{Years}}
Required Monthly SIP=Future Goal[(1+i)Months−1i]×(1+i)\text{Required Monthly SIP} = \frac{\text{Future Goal}}{\left[ \frac{(1 + i)^{\text{Months}} - 1}{i} \right] \times (1 + i)}
Show Plain Text / Excel Formula 
Future Goal = Current Cost * (1 + Inflation / 100) ^ Years
Required SIP = Future Goal / (SIP Compounding Factor)

Key Assumptions

  • Long-term compounding growth compounds monthly.
  • Level monthly contributions are maintained.