Reverse SIP Calculator

Find the required monthly SIP contribution to reach your target savings or investment corpus. Input expected CAGR and target duration.

Parameters
₹
%
Yrs
Calculated Results
Required Monthly SIP -
Total Invested Amount -
Estimated Gains -
Compounding
Visual Projection
Invested
Corpus
Yearly Breakdowns
YearMonthly SIPInvestedReturnsCorpus
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Goal-Based Planning with Reverse SIP

Instead of calculating what a given SIP yields, the Reverse SIP Calculator determines exactly how much you must invest monthly today to meet a specific goal tomorrow.

Formula & Mathematical Approach

Calculates the monthly Systematic Investment Plan (SIP) required to accumulate a target corpus.

i=(1+Return Rate100)112−1i = \left(1 + \frac{\text{Return Rate}}{100}\right)^{\frac{1}{12}} - 1
Required Monthly SIP=Target Corpus[(1+i)Months−1i]×(1+i)\text{Required Monthly SIP} = \frac{\text{Target Corpus}}{\left[ \frac{(1 + i)^{\text{Months}} - 1}{i} \right] \times (1 + i)}
Show Plain Text / Excel Formula 
i = (1 + Return Rate / 100) ^ (1 / 12) - 1
Monthly SIP Required = Target Corpus / ([((1 + i) ^ Months - 1) / i] * (1 + i))

Key Assumptions

  • Contributions are made at the start of each month.
  • Expected annual return rate is constant.
  • Target corpus is in nominal terms.