Lump Sum Calculator

Calculate compound returns on lump sum investments. Estimate mutual fund or equity growth using standard annual CAGR rates, taxes, and inflation.

Parameters
₹
%
Yrs
Calculated Results
Invested Amount -
Total Gains -
Nominal Corpus -
Real Corpus (Today's Purchasing Power) - -
Compounding
Inflation
%
Taxation
Visual Projection
Invested
Corpus
Real Value
Yearly Breakdowns
YearInvestedReturnsCorpusReal CorpusTaxable GainsEstimated TaxPost-Tax Corpus
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Understanding Lump Sum Wealth Compounding

Lump sum investments grow based on annual CAGR compounding where the total investment begins accumulating growth from Day 1.

Formula & Mathematical Approach

Calculates the compound growth of a one-time initial lump sum investment.

Future Value=Principal×(1+Return Rate100)Years\text{Future Value} = \text{Principal} \times \left(1 + \frac{\text{Return Rate}}{100}\right)^{\text{Years}}
Show Plain Text / Excel Formula 
Future Value = Principal * (1 + Return Rate / 100) ^ Years

Key Assumptions

  • No additional deposits or withdrawals are made during the term.
  • Compounding occurs annually at a constant growth rate.
  • Inflation and taxation (if enabled) are applied steadily to the final value.
  • Tax rules are estimated based on regulations last reviewed in June 2026.