Reverse Lump Sum Calculator

Find the required initial lump sum investment to achieve a target financial goal.

Parameters
₹
%
Yrs
Calculated Results
Required Investment -
Compound Gains -
Compounding
Visual Projection
Invested
Corpus
Yearly Breakdowns
YearInvestedGainsCorpus
1      
2      
3      
4      
5      
6      
7      
8      
9      
10      
11      
12      
13      
14      
15      

Required Lump Sum Planning

Compute the exact amount of money you must commit to an asset today in order to meet a goal at a specific future date.

Formula & Mathematical Approach

Calculates the initial present value investment needed to grow to a target future corpus.

Required Principal=Target Corpus(1+Return Rate100)Years\text{Required Principal} = \frac{\text{Target Corpus}}{\left(1 + \frac{\text{Return Rate}}{100}\right)^{\text{Years}}}
Show Plain Text / Excel Formula 
Required Principal = Target Corpus / (1 + Return Rate / 100) ^ Years

Key Assumptions

  • Growth is compounded annually at a constant rate.
  • No interim transactions or withdrawals occur.