Disclaimer

Not Financial Advice

All content, tools, and calculators on MoneyInFuture are provided for educational and illustrative purposes only. Nothing on this website constitutes financial advice, investment advice, tax advice, or any other type of professional advice. You should consult a registered financial advisor (SEBI-registered investment advisor or equivalent) before making any investment, tax, or financial planning decisions.

Accuracy of Calculations

While we strive to implement accurate financial formulas based on standard Indian investment conventions, the calculations on this site are based on assumed constant rates of return (CAGR). Real-world investments involve variable returns, market risk, credit risk, liquidity risk, and other factors that our calculators do not model. Actual results may differ materially from projections.

Tax Rules

Tax rates and exemptions shown (such as LTCG ₹1.25 lakh exemption, 12.5% LTCG, 20% STCG) are based on Indian tax rules as of the applicable financial year. Tax laws change frequently. MoneyInFuture does not guarantee that tax calculations are current or correct for your specific situation. Always verify with a qualified Chartered Accountant (CA) or tax professional.

No Guarantee of Returns

Mutual fund investments and equity investments are subject to market risk. Past performance does not guarantee future results. The assumed return rates used in our calculators (e.g., 12% for equity SIPs) are illustrative only and may not be achievable.

Third-Party Links

This site may link to external resources for reference. MoneyInFuture is not responsible for the content, accuracy, or privacy practices of any third-party website.

Limitation of Liability

MoneyInFuture and its operators shall not be liable for any financial loss, direct or indirect, arising from the use or reliance on any information, tool, or calculation provided on this website.

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